Listen to today’s podcast: https://podcasts.apple.com/us/podcast/silk-logic-small-business-daily/id1841930957
Small Business Daily Podcast
Welcome back to the show. Today’s podcast episode was created from the following stories: a mix of embedded finance momentum across Europe, BNPL moves in India, practical hotel marketing guidance, and a major funding milestone for small business credit.
Italy embedded finance business report 2025–2030
Source: Original report
By: Author not listed — Published: November 20, 2025
Italy’s embedded finance market is projected to reach US$11.96 billion in 2025 and grow to roughly US$14.51 billion by 2030, with strongest traction in SME lending, lifestyle and mobility insurance, and BNPL at retail checkout. Collaboration between banks and fintechs like Fabrick, along with EU digital finance reforms, is accelerating API-first integrations. For SMBs, this means faster access to on-platform credit and protection products where they already work and sell.
United Kingdom embedded finance business report 2025–2030
Source: Original report
By: Research and Markets — Published: November 20, 2025
The UK embedded finance market is expected to hit US$26.09 billion in 2025 and climb to around US$35.13 billion by 2030, driven by open banking rails and a competitive field including Railsr, Weavr, TrueLayer, and new full-stack enablers. Growth is shifting beyond consumer BNPL into SME credit, insurance, and account-to-account payments as Open Banking evolves toward Open Finance. For small businesses, expect more integrated lending and lower-cost payment options embedded in the platforms you already use.
Flipkart-backed super.money preps buy-now-pay-later play
Source: Mint coverage
By: Salman SH — Published: November 20, 2025
UPI app super.money plans to launch BNPL at checkout via bank and lender partnerships, after processing about ₹740 crore in loans last month and targeting two million cards next year. The move aims to shift from low-margin payments to credit-led revenue, competing with Snapmint, Axio, and others amid tighter RBI oversight on unsecured and digital lending. Merchants could gain another conversion-boosting checkout option, while consumers get smoother pay-later flows subject to stricter KYC and compliance.
Top 10 dos and don’ts for your hotel lead nurturing strategy
Source: Revinate blog
By: Author not listed — Published: November 19, 2025
This practical guide argues the best-performing hotels blend AI speed with human expertise: use conversational AI to prequalify, route inquiries to the right specialist, and keep response times tight, while staff personalize and close. It spotlights omnichannel engagement, seamless AI-to-human handoffs, and smarter upsell timing to lift conversions without overwhelming guests. Hospitality SMBs can use these tactics to turn more inquiries into direct bookings and higher-margin revenue.
Capital on Tap secures £500 million funding package
Source: Finextra
By: Author not listed — Published: November 20, 2025
Capital on Tap closed a £500 million asset-backed securitisation, the largest non-bank credit card ABS in Europe, earning investment-grade ratings across all bonds. The new master trust structure deepens and diversifies funding to support product development and small business credit at a time when traditional lenders are tightening. For SMBs, this could translate into more resilient access to working capital and modern spend-management tools.
