Small Business Daily Podcast 10/31/2025

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Listen to today’s podcast: https://podcasts.apple.com/us/podcast/silk-logic-small-business-daily/id1841930957

Welcome back to the Small Business Daily Podcast. Today’s podcast episode was created from the following stories:

How To Build An AI Agent That Pays For Itself In 30 Days

By TerDawn DeBoe |

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This guide outlines a practical, four-week plan for deploying AI agents that handle high-volume, repetitive tasks like booking, follow-ups, and FAQs—often achieving a positive ROI within 30 days. It highlights a lean tool stack (ChatGPT Agent Mode, OpenAI Agent Builder, Zapier/n8n/Make) and showcases real-world gains, including $630K in revived sales for Kayak Pools Midwest and $50K in two weeks for Mr. Quik Home Services. The takeaway: start with one measurable workflow, track time and revenue, and scale only after you see results.

State AI rules trigger rising small business angst

By Alexei Alexis |

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A U.S. Chamber of Commerce survey finds 65% of small businesses are worried about a patchwork of state AI and privacy laws driving up compliance and litigation costs. The report urges a single national framework that preempts comprehensive state AI laws, as the White House signals federal AI funding could consider states’ regulatory climate. With 260 state AI measures introduced and 22 passed this year, uncertainty is pushing SMBs to seek clearer, uniform standards.

BT, CrowdStrike Team Up to Bring AI Cybersecurity to UK Small Businesses

Author: Not specified |

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BT and CrowdStrike launched “BT Business Antivirus Detect and Respond,” bringing CrowdStrike’s Falcon Go platform to UK SMBs. The service aims to deliver enterprise-grade, AI-driven threat detection and response in a simplified package tailored to smaller firms. For resource-constrained businesses, the move lowers barriers to modern endpoint protection.

SMBs most at risk of data breaches – billions of records compromised so far, here’s how to stay safe

By Ellen Jennings-Trace |

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Proton’s Data Breach Observatory logged nearly 800 verified breaches in 2025, exposing over 300 million records—disproportionately impacting firms with under 250 employees (71% of incidents). Retail and wholesale are hit hardest, with email addresses exposed in 100% of breaches and passwords in roughly half. Action items for SMBs: monitor accounts, enforce strong password and MFA policies, and use breach-check tools like Have I Been Pwned.

FreshBooks and Stride Expand Health Benefits Access for U.S. Small Businesses

By GlobeNewswire |

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FreshBooks is partnering with Stride to offer affordable health, dental, and vision plans to self-employed professionals ahead of Open Enrollment. With only 30% of small businesses offering health insurance and family premiums nearing $27K annually, the collaboration simplifies discovery and enrollment while aiming to cut costs. Stride reports serving 4.6 million people and significant savings on premiums for users.

Tax Structure and Savings Top Concerns for Small Business Owners: Lili

Author: Not specified |

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Analysis of 1,200+ Lili users shows 52% of queries to its Accountant AI are tax-related, with owners seeking guidance on structures, deductions, and legally reducing liabilities. Audit concerns make up 16% of questions, while nearly 20% focus on broader finance topics like budgeting and raising capital. The trend underscores demand for real-time, personalized financial advice embedded in small-business platforms.

A Complete Guide to User Generated Content (UGC) in 2025

By Monika Ahuja |

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This playbook argues UGC is 9.8x more influential than influencer content at purchase and can deliver 4x higher ad CTRs. It breaks down how to solicit and manage UGC—contests, branded hashtags, and creator incentives—while stressing permissions, moderation, and measurement. For SMBs, it’s a cost-effective path to trust, reach, and conversions when integrated into a broader social strategy.

Aether Holdings to Showcase Cutting-Edge Sentiment Analytics at Hong Kong FinTech Week 2025

By Nicolas Lin |

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Aether will demo SentimenTrader.com and related AI/ML tools that use two decades of sentiment data to inform trading decisions at Hong Kong FinTech Week. The company’s media arm, Alpha Edge Media, complements the tech with research and newsletters, aiming to deliver actionable insights to retail and institutional investors. Live demos will highlight sentiment-driven strategies and real-time market signals.


Taken together, these stories paint a clear picture: small businesses are doubling down on AI to boost efficiency and growth while navigating regulatory uncertainty and rising cyber risk. Owners are also seeking practical support—from benefits access and tax guidance to trustworthy marketing tactics—that can improve margins without adding complexity. The throughline is focus: start with one measurable win, protect your data, equip your team with the right tools, and scale what works.

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